Investing in an Innovative Finance ISA (IFISA) is becoming increasingly popular for individuals to earn tax-free interest on their investments. As of 2022, the annual ISA allowance is £20,000, and there are several options available for how to invest that sum. One such option is the Invest & Fund IFISA, which offers dual purposes for investors.
Firstly, it provides exposure to the UK property market as an asset class, with all the benefits of a secured physical asset, in the most tax-efficient way possible. Secondly, it allows for risk-adjusted returns without additional direct investment costs, traditionally associated with the property market.
Invest & Fund is a peer-to-peer marketplace helping individuals, high-net-worth lenders, private banks, family offices, and institutions achieve attractive, risk-adjusted returns from residential development projects. Founded in 2015, Invest & Fund has focused exclusively on supporting experienced developers and aims to lead the residential development and bridging finance market.
One of the benefits of investing in an IFISA with Invest & Fund is its tax-free benefits. They provide gross interest rates from 7.00% backed by the security of the property projects you will fund. For example, if you were to maximise your £20,000 ISA pot investment even at their lowest level of return each year, compounding year on year over ten years, you would see over £100,000 in interest alone. These returns can grow as you re-invest your principal with the flexibility and security of their asset class.
Opening an IFISA with Invest & Fund is a quick and easy process. All you need to do is register on their website, and if you're new to Invest & Fund, you can open an IFISA when you create your Lender account. You can also transfer to other ISAs to maximise your returns.
Invest & Fund's Auto Lend feature is another excellent benefit that allows investors to participate passively in a continuous process of backing their high-quality assets. Additionally, as your capital and interest are constantly redeployed, you benefit from exposure to all the exciting and up-and-coming projects listed on their platform and the compounding effect of your investment over time.
In conclusion, investing in an IFISA with Invest & Fund can offer investors attractive, risk-adjusted returns from successful residential development projects, all while taking advantage of the tax-free benefits of an ISA wrapper.
Invest & Fund has returned over £140 million of capital and interest to lenders with zero losses, showing the rigour that governs our business.
To take maximum advantage of this robust and exciting asset class, please visit www.investandfund.com or contact Shaheel at firstname.lastname@example.org.
Don't invest unless you're prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2mins to learn more.