Help build your pension by adding property development investments into a SIPP.
What is a SIPP?
A SIPP gives you the control to make your own investment decisions with your retirement pot. Contrastingly traditional pension schemes rely upon a third party to make the investment decisions on your behalf. Each SIPP has its own scheme rules which set out the range of investments that may be held.
Pension contributions confer certain tax benefits, and interest and other income generated inside a pension wrapper are typically not subject to taxation, which means you are able to retain all of the interest you earn.
People with a SIPP have a great deal more flexibility and can hold a wide range of investments within their pension, including property development lending. HMRC has set out guidelines for what can and can’t be included. You should also be aware that each SIPP operator has their own policies and rules on which investments their beneficiaries can hold.
Invest and fund have collaborated with two highly experienced SIPP operators, that can guide you through the process or give you any additional information that you need in order to make an informed decision as to whether you want to include your property development lending inside a SIPP wrapper. They are the only two providers of SIPP’s which admit loans of the sort that Invest & Fund offer. Please note that we do not offer advice or recommendations. When choosing which SIPP operator to use, investors will need to decide which one best meets their own particular requirements, and in some cases may appoint a financial adviser to help them decide. If you would like further information on SIPP providers that can accommodate property development lending as part of a SIPP wrapper, then please contact us at:
firstname.lastname@example.org or call us on 0207 464 4454 for more information.
Invest & Fund operates a lending platform to finance property development projects. Lenders' capital is at risk. Past performance is not an indication of future returns.
Lenders’ capital is at risk. Remember, payments are not guaranteed if the Borrower defaults. This communication is targeted at UK residents only and it does not constitute advice, within the meaning of the Financial Services and Markets Act 2000. Invest and Fund Ltd (“Invest & Fund”) operates a lending platform, bringing together Borrowers and Lenders, to finance property development projects. Invest & Fund makes no representation and accepts no responsibility or liability for the completeness or accuracy of this communication. If you have any questions about the suitability of a particular product to you, please contact an Independent Financial Advisor. Before making a lending decision, you should ensure that you have sufficient information to ascertain the legal, financial, tax and regulatory consequences of making a loan and that you understand the risks associated with this, to enable you to make an informed decision. Where links are made to third party sites, we cannot accept any liability for the accuracy or completeness of the information provided. Invest & Fund is not responsible for information stated to be obtained or derived from third party sources or statistical services. Invest & Fund may monitor and store communications by e-mail, to the extent permitted by law. Invest and Fund Limited is authorised and regulated by the Financial Conduct Authority (FRN: 711378). For further information, please visit www.fca.org.uk. Invest & Fund is not covered by the Financial Services Compensation Scheme. Invest and Fund Ltd (No. 8277803) is registered in England and Wales.