Invest & Fund Blog

At the time of writing, the Labour Party conference is well underway. With the housing and lending sectors being equally as keen to get a steer on what the future may hold after a regime change, we take the opportunity in this week's blog to unpack some of the latest

At the time of writing, the decision had been voted on to hold the bank rate at its current level, deviating from the trend and allowing some optimism to return to the beleaguered mortgage market. NatWest and Nationwide have both cut rates, and the starting pistol may have been fired

At the time of writing, this week's first in two significant news announcements had just landed. At 6.7%, inflation data now shows that prices in the UK haven't continued to rise as quickly as previously feared, which may trigger a pause or at least a consideration in the Bank

At the time of writing, Andrew Bailey had stated to the select committee that rates were "much nearer" their peak than before. This is an interesting statement taken in isolation; you could argue that being perched on the Hillary Step is much nearer the summit of Everest than base camp,

In this week's blog, we once again return to house prices ahead of the September 20th ONS data that will give the market a better steer on the rate of the retracement and what to expect in Q4 and beyond. We unpack how that will affect confidence in the development

At the point of writing this week's blog, the latest round of government housing announcements pertains to removing environmental protections on the nutrient neutrality rules previously installed by Brussels. These rules were initially introduced to guarantee that property and commercial development schemes wouldn't cause unnecessary damage to our waterways via

In this week's blog, we look at a fundamental principle we have frequently proposed: building more houses will resolve the housing crisis. Interestingly, only some people believe this; after some brief research in what can only be dubbed a "lethargic news cycle pre-bank holiday" within the housing domain this week,

At the point of production for this week's blog, the breaking news is that house price inflation is finally showing signs of cooling, albeit slower than initially anticipated. The latest round of ONS data shows that house prices are below where they were at the peak of the November 2022

At the time of writing, Homes England has just announced a new £1 Billion brownfield land fund explicitly aimed at unlocking land fit to produce 40,000 new homes, prioritising local projects that can boost economic growth and increase supply in areas of low affordability. This action is overwhelmingly positive,

At the time of writing, the latest house price figures have been published, and an interesting phenomenon has occurred, multiple news outlets have published seemingly divergent commentaries entirely at odds with each other based on the same data sets. Depending on your periodical of choice, the light at the end

In this week's blog, we continue our "educated guesses" recaps and look at some of the day's big stories and how they may or may not fit into some of the big themes we have discussed over the last 12 months and what our seemingly endless prophesizing indicates about where

In this week's blog, as a first in a series, we look back on some of the predictions and "educated guesses" we have made over the last 12 months of weekly blogs and what evidence we see of any of our musings coming to fruition. First up, we are looking

In this week's blog, as 2023 reaches its halfway point, many financial institutions and banks have posted their mid-year reports on the market, and their expert takes on where things are going next. We decided to run through a roundup of the top 4 and see what could be in

At the time of writing, the Prime Minister has ruled out any support package to assist UK mortgage holders in tolerating the increased burden of further rate rises, so in this week's blog, we take a closer look at what this may mean for the broader housing market, and pose

At the point of writing, the news headlines indicate that UK wages have risen at their fastest rate in 20 years as British workers continue to battle for a fairer pay deal. On the surface, this may seem like great news, but unfortunately, it's a further headache for the Bank

When researching the pertinent topics of the day to talk about in our blogs, one alarming factor regarding the unfolding planning situation is that the same issues have been in the headlines every year since 2019, with the only real nuance being the severity of the problems ever increasing. This

At the time of writing, homebuilding is fast becoming one of the key political battlegrounds, with Labour stepping into the fray and announcing the promise of sweeping electoral reforms that will potentially uproot the  1961 Land Compensation Act and allow Councils to buy up land at the agricultural value rather

In this week's blog, at the time of writing, two breaking stories of equal gravitas are battling it out to dominate the financial headlines; on the one hand, the IMF has announced that its upgraded its 2023 forecast for the UK, and even with a backdrop of high inflation, it's

At the time of writing, the long-awaited Renter's Reform Bill is poised to be debated in Parliament and with up to 30 back-bench rebels considering an opposing vote, citing the damage these reforms may have on the UK landlord sector, it's proving to be a very contentious subject. With some

In this week's blog, we have a look at what could be a rapidly unfolding situation in the commercial real estate market, the impact that may have on global markets, and how we feel that our asset class that primarily correlates with the success of our domestic residential housing market,

In this week's blog, we are talking about IFISAs; with the product's merits recently being loudly discussed in the press, we attempt to debunk a few myths and talk a little about the importance of competition in fair and free consumer markets. Firstly, a quick history lesson, The Innovative Finance

At the time of writing, inflation has again hit the headlines, with the overall rate only slowing to 10.1pc from 10.4pc at the start of the year. Worryingly, food prices are going up faster than at any point in the last 45 years, and in this week's blog,

In this week's blog at the time of writing, the International Monetary Fund (IMF) has just announced that the UK economic performance in 2023 will be the worst among the 20 biggest economies, known as the G20, which includes sanctions-hit Russia. With a perfect storm of macro conditions setting up

In this week's blog, we are looking at three narratives being presented as the core blame for the housing crisis; as the fingers are pointed, we explore the idea that it's much more complicated than what is being presented in the media and will potentially require a complex array of

In this week's blog, we are unpacking a potential divide emerging between the interests of UK landlords and government legislation being introduced to protect tenants. These actions are a possible protective measure to target unscrupulous bad actors looking to profiteer from the more challenging economic conditions we find ourselves in.