Invest & Fund Blog

There is something in the air that nobody anticipated towards the back end of 2022, a wave of cautious optimism, a reframing of the economic outlook; things may be, I say this hesitantly, looking a bit more optimistic? Have any of the fundamental indicators changed? Or have we finally priced

Historically, commercial banking doesn't always fare well during a recession, particularly in lending. Investment banks and hedge funds can usually capitalise on downward markets; however, balance sheet lenders have to contain with a slowdown, coupled with rising costs & delinquencies that inhibit growth, and over-leveraging quickly becomes a concern. In this

Happy New Year, everyone; we hope you enjoyed the festivities and are suitably rested and ready for 2023! During the break, most banks published their January 2023 Investment Outlook Brochures for institutional investor clients; many will be landing on people's desks as we speak. These guides look at all elements

In our final mini-blog for 2022, we continue our series of articles on market trends for 2023 and beyond, speculating where the P2P sector could go and the potential market trends that could unfold. For the second offering, we focus on how investment attitudes and appetites may change as we

In this week's blog, we return to a previous piece on the now highly contentious topic of "Levelling Up & Regeneration Bill: Planning and Local control in England" and explore what was divulged by the Rt Hon Michael Gove MP in his letter to all MPs dated 5th December. This three-and-a-half-page

Investor confidence essentially boils down to the attractiveness of an investment opportunity when judging perceived risks against returns. In the current market, its something that's front and centre in people's minds. Risk has to be managed, and margins of safety when protecting risk capital become very apparent when the waters

This week's mini-blog is the first in a series of articles on market trends for 2023 and beyond, speculating on where the housing sector could go and how we see the p2p sector correlating with that. For the inaugural offering, we are focusing on the rise of build-to-rent; we speculate

The issue of government housing targets again hit the headlines last week, with Rishi Sunak facing a rebellion of 47 MPs demanding an end to blanket housebuilding targets and the subsequent installation of a micro approach focused on local knowledge making local decisions. There are solid arguments for both sides,

In this week's blog, we are jumping straight into the Autumn statement and what these latest announcements mean for the housing sector and its associated asset classes. The recession word has finally been used, and although we may yet be heading for a soft landing, it's crucial now to take

House prices are a hot topic of discussion in the industry, with market trends subject to rampant speculation in the media; everyone is trying to get a handle on what will happen next. As a result, experts drafted in will often lay down predictions based on their particular field of

The immediate reaction to the appointment of Rishi Sunak as UK Prime Minister seems, for now, to have calmed the waters in the markets with Gilt rates heading back down towards pre "Mini-budget' levels. In a nutshell, this movement marginally reduces the cost of government borrowing - a cost that,

Invest & Fund has provided a £2.9 m facility to The Old Grain Store (Maidstone) LTD to fund the construction of 25 new build apartments. The property is located in a sought-after area of central Maidstone and is being undertaken by a client with significant experience in that region. We

"So, looking at your CV, I can see that you did well in GCSE Math in 1996 and are well organised, punctual, and a keen swimmer?" Here at Invest & Fund, we spend a lot of time requesting and analysing CVs but don't worry; we aren't subsidising our way with an

As the broader economic situation becomes more volatile, you could be forgiven for thinking that a crisis in the UK housing market is now inevitable; media speculation seems to have already set the scene for a price dip akin to the equity shock of the years post the 2008 financial

Invest & Fund has provided a £1.8 m facility to Badminton Developments Limited to fund the construction of four fantastic bespoke detached dwellings in Abbotts Field, Herefordshire. The properties are to be situated just two miles north of Ross-on-Wye in the pretty hamlet of Brampton Abbotts. With this particular scheme

Invest & Fund has provided a £6,007,159 million facility to Skylark Build to fund phase one of a 48-unit build, with the initial construction of 21 units. We pride ourselves on building successful long-term relationships, and having previously supported a project for them in Middle Rasen, we were well

Your next significant milestone in lending is always just around the corner. So many often go unnoticed; a set figure lent out, a certain number of customers, an important date in the calendar, an anniversary. We usually mark these things down to create a map of our achievements, not just

True to her word Liz Truss has begun the push towards further economic growth today with her Chancellor announcing a series of budgetary measures that included changes to the Stamp Duty levy, aimed at stimulating the housing market and encouraging first-time buyers onto the housing ladder. This first foray into

Supposing you have switched on the news over the last few months, there will be specific phrases and definitions you will have undoubtedly picked up on regarding the economy, terms that don't always offer the most comfort when seeking a path to success in investing... Fiscal tightening, contracting monetary policy,

The Bank of England monetary policy committee recently took further steps in combating the country's inflation woes with a further 25bps addition to the base rate, with some strong indication that we could be looking at additional rate adjustments throughout the year. But, of course, this type of monetary policy

One of the primary goals for Invest&Fund is to support the SME property market, so we are proud to announce a sizeable expansion in our geographic coverage to build upon our successes in the south. Experts and market commentators have been publicly predicting substantial house price increases across the

Bob Dylan once said that 'there is nothing so stable as change'. Unfortunately, in the changing investment market, significant change often meets the desire to seek out a stable return. Volatility may breed opportunity for some, but it can often leave retail investors dizzy with choices in the boom-and-bust whirlwind